Hey Idoc I'm from Ohio and except 2 months it's not that bad hereI've lived all over the US (as well as in Europe) with the military. When I retired, I settled down in Clarksville, TN. Tennessee is absolutely beautiful...nice summers and mild winters! Clarksville in about 30-35 minutes from Nashville, TN and about 40 minutes from the Nashville airport. Also, the people in Tennessee are some of the friendliest I've ever encountered in all my worldly travels!
I'm originally from Ohio...but no plans on going back! Too freakin' cold...
Also...they have a nice reef club community...MTRC...that seems pretty active! Clarksville has a reef store as well as several within an hour around the Nashville surrounding areas!
BTW...very economical for housing with great communities at all price ranges! Great cost of living as well.