IME Caribbean corals seem to tolerate the heat more. I have kept Florida native saltwater fish at 90 or higher for short times.
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A 90 degree tank with “high water movement” or with an air stone will still tend to smother your fish. It’s not the exposure to air it’s the fact that hot water has lower dissolved oxygen and can’t raise oxygen levels in it.
If it’s out of direct sunlight then that will help immensely. Also, why closed top? Can it be opened?
No sump.Do you have a sump? A fan across the sump really helps. If there’s a canopy then a fan extracting hot air will also help.
That's what is already under the lid. It does run warmish and the heat would be building up. That combined with the summer temperatures is very likely the cause, yes.Look at what’s creating heat. Lights? Maybe switch to black box cheap LED.
Those clamp on fans will do wondersSteps are being taken, literally. I have moved the tank, just this morning, away from a window and western side of the house, to a mid-position. Now watching the temperature and even looking at cheap chillers from Amazon
Can you cut some holes and run computer fans?